INDIAN OVERSEAS BANK RING ROAD VIZIANAGARAM
IFSC Code: IOBA0003940 · VIZIANAGARAM, ANDHRA PRADESH
Quick answer
Use IOBA0003940 for transfers to INDIAN OVERSEAS BANK – RING ROAD VIZIANAGARAM. Before sending money via NEFT/RTGS/IMPS, confirm the branch name, address and city/state on this page.
Branch details
Bank: INDIAN OVERSEAS BANK
Branch: RING ROAD VIZIANAGARAM
IFSC: IOBA0003940
Address: D NO 20-20-44/1, GROUND FLOOR, PJ CLOUD, SURYA NAGAR, ICE FACTORY JUNCTION, RING ROAD, VIZIANAGARAM - 535002
City: VIZIANAGARAM
State: ANDHRA PRADESH
Contact: STD 892.0 8.92595394E9
How to use this IFSC for transfer
- Select transfer type: NEFT (standard), RTGS (high value), or IMPS (instant, if available).
- Add beneficiary: enter account number + IFSC IOBA0003940 and beneficiary name.
- Verify branch: match city/state and address shown on this page before confirming.
- Do a small test transfer first if you are sending to a new beneficiary.
- UPI note: for UPI transfers, IFSC is usually not required (UPI ID/QR is used).
How IFSC code is structured
IFSC is an 11-character code. Usually the first 4 letters identify the bank, the 5th character is 0, and the last 6 characters identify the branch. Example: HDFC0XXXXXX. Formats can vary across banks—so always validate the branch details along with the code.
Common mistakes to avoid
- Copying an IFSC from a different branch with a similar name.
- Ignoring city/state when there are multiple branches with the same branch name.
- Using outdated IFSC from old documents—always confirm on the latest details page.
More branches in VIZIANAGARAM
- SRUNGAVARAPUKOTA · IOBA0003941
- VIZIANAGARAM · IOBA0000384
Data, updates & verification
IFSCpin organizes publicly available branch information into a clean, searchable format. For money transfers, always cross-check critical details from your bank app/statement or official sources. Last updated: 2026-04-22T18:30:42+00:00.
Need exports? Members can export IFSC/PIN results (plan limits apply). See Pricing.
FAQ
What is IFSC code for INDIAN OVERSEAS BANK RING ROAD VIZIANAGARAM?
The IFSC code is IOBA0003940. Always verify branch address and city/state before transferring money.
What is IFSC used for?
IFSC is used for NEFT, RTGS and IMPS transfers and often when adding a beneficiary in netbanking.
Is IFSC unique for every branch?
Yes. Each bank branch generally has a unique IFSC. Do not reuse an IFSC for a different branch name/city.
Do I need IFSC for UPI?
Usually no. UPI transfers use a UPI ID/QR. IFSC is typically required for NEFT/RTGS/IMPS and bank account beneficiary setups.
How can I report an incorrect IFSC/address?
Please use our Contact page to report corrections. We'll review and update in the next dataset refresh.